OUR FINANCIALS – The Sonepat Central Coop Bank Ltd

Sr. No.	Particulars	31.03.18	31.03.19	31.03.20
1	PAID UP SHARE CAPITAL	4367.28	4885.04	4797.62
2	WORKING FUND	81417.01	88034.44	88493.68
3	OWN FUND	8785.75	9736.95	9148.17
4	DEPOSIT	47321.73	49055.38	53172.10
5	RESERVE & OTHER FUND	4004.29	4329.65	4342.79
6	BORROWINGS	26575.80	30577.53	27342.92
7	PROFITS	278.78	108.09	253.23
8	UN. DIST. PROFIT	414.18	522.27	775.50
9	LOAN ADVANCED	61906.48	79295.00	77000.00
10	DEMAND FOR YEAR	86086.31	103999.45	98495.00
11	R/DURING YEAR	61381.86	77274.45	71012.00
12	% AGE OF RECOVERY	71.30	74.30	72.09
13	LOAN O/S	59700.14	69237.90	73934.34
14	N.P.A	1568.57	2012.17	1820.64
15	PROVISION OF NPA	1187.26	1496.37	1496.37
16	% AGE OF NPA	2.63	2.91	2.46
17	A/CLASSIFICATION	A	A	A
18	OVERDUE	24703.75	26725.00	27483.00
19	COST OF MANAGEMENT	2.16	1.88	2.04
20	COST OF DEPOSITS	5.76	6.15	6.37
21	COST OF BORROWING	5.93	5.69	6.82
22	COST OF FUND	4.87	5.06	5.46
23	YEILD ON ACCESS	7.35	7.45	7.90
24	FINANCIAL MARGIN	2.48	2.39	2.44
25	NET MARGIN	0.36	0.10	0.28
26	BUSINESS/PER EMP.	134.15	480.86	538.59
27	CRAR	11.86	11.32	10.79